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CFPB Announces Proposed Amendment to Delay Know Before You Owe Mortgage Disclosure Rule

The CFPB just announced its plans to issue a proposed amendment to delay the effective date of the Integrated Disclosure rule until October 1, 2015. Specifically, the statement provides: “The CFPB...

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How Will the New Lending Regulations Impact Your Closing?

On November 20, 2013 the Consumer Financial Protection Bureau issued the TILA RESPA Integrated Disclosure Rule that will become effective on August 1, 2015.  As a result of the new Rule, both Buyers...

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The Residential Real Property Disclosure Act

Effective January 1, 2015 the Illinois Residential Real Property Disclosure Report underwent a change to add defects in windows and doors to the list of disclosures required by Sellers of a residential...

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DO I NEED TO DO SOMETHING??????

To: All those clients, friends and family of Morreale & Brady, P.C. From: Joan M. Brady, SCRP, GMS, Attorney at Law In the mail this week I received correspondence...

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It’s 1099-S Time!

It’s 1099-S Time! By Laura J. Henneberry, SCRP, SGMS-T, Morreale Real Estate Services, Inc. and Joan M. Brady SCRP, GMS, Morreale &...

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It’s all “LEGAL” to me!

By Laura J. Henneberry SCRP, SGMS and Joan M. Brady, CRP, GMS, Attorney In the course of any home sale relocation process, a transferring employee is asked to sign a deed.  What types of deeds...

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